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The main requirement for getting your money back through chargeback is evidence that there's been a breach of contract.Time limit There is a time limit on chargeback claims - typically 120 days from when you became aware that there had been a breach of contract.To join, call us on 01992 879 550 or join online Learn more about .Watch out if you use your credit or debit card to load money into your Pay Pal account or other similar online accounts, as it is the loading of the money that is considered to be the card transaction.You will NEVER be asked to pay anything; we want to bring people together, not steal your hard earned money.

If more than eight weeks have passed since you submitted your claim to your credit card provider, you can refer your claim to the FOS straight away without the need for a deadlock letter.Shop/online purchase In the case of tangible goods that you've purchased from a high street shop or an online retailer,you have 120 days starts from when you become aware of the problem, up until 540 days after the initial transaction.Flight purchase In the case of an airline going bust after you've booked a flight, the breach of contract would be from the day the flight was due to depart.However, if an airline had told you at an earlier date that the flight would not be going ahead, the breach of contract that allows for chargeback would not apply.If you have any trouble when putting in a claim to your credit or debit card provider, ask to speak to a supervisor.

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